Drive Now, Pay Later

What is Drive Now, Pay Later?

Drive now, pay later is designed to ease the burden of any unexpected bills that you may incur when your vehicle is taken in for a service or MOT, or when the garage has carried out a vehicle health check. Spreading the cost means you don't need to put off any critical work your vehicle needs - your vehicle remains roadworthy, and you can continue to drive safely with complete peace of mind. Drive now, pay later can also be used to pay for accessories and any other costs associated with your vehicle.

How do the payments work?

You will pay the initial monthly payment (a percentage of your total bill) via your debit card on the day, followed by the remaining balance in equal monthly payments from the same debit card.

Do you carry out a check on my personal credit statement?

We simply check that your card has adequate funds to pay the initial deposit and the address registered to your debit card, but no 'footprint' is left on your credit status. This online check takes seconds to complete. In some circumstances we may need to carry out a full credit check, but we will ask for your permission before this takes place.

Do I pay any charges?

No. drive now, pay later is completely interest and fee-free, providing your payments are made in line with your payment plan.